9113 Catalpa Avenue
California City, CA, 93505
$313,899
MLS: 26000150
Beds
4
Baths
2
Sq Ft
1,610
Lot
0.23 ac
Year Built
2007
MLS #
26000150
Days on Market
162
Listed
Jan 8, 2026
Description
Attention First-Time Homebuyers! Don't miss this opportunity to own a beautifully maintained 4-bedroom, 2-bath home built in 2007, ideally located near city amenities, shopping centers, schools, a golf park, and more. This property features a brand-new central heating and air conditioning system, plush gray carpeting in the bedrooms, and durable ceramic tile flooring throughout the main living areas. The inviting family room includes a cozy fireplace, while the kitchen comes fully equipped with all appliances. A separate laundry room is conveniently located adjacent to the garage, offering added functionality and organization. ¡Atención Compradores! No pierda esta excelente oportunidad de adquirir una hermosa propiedad de 4 recámaras y 2 baños, construida en 2007, ubicada estratégicamente cerca de servicios de la ciudad, centros comerciales, escuelas, un campo de golf y mucho más. La vivienda cuenta con un nuevo sistema central de calefacción y aire acondicionado, alfombra gris en las recámaras y piso de loseta cerámica en las áreas principales. La amplia sala familiar ofrece una acogedora chimenea, y la cocina está totalmente equipada con todos los electrodomésticos. Además, dispone de un cuarto de lavado independiente, convenientemente ubicado junto al garaje para mayor funcionalidad.
Location
California City, Kern County, CA 93505
Open on Google Maps ↗Listed by: Eric Trejo · Coldwell Banker Frontier
Payment estimate
$2,459
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $31,390 · Loan: $282,509
Average 30-yr fixed rate 6.47% as of Jun 18, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $1,780
- Property tax (1%)
- $262
- Homeowners insurance
- $300
- Mortgage insurance
- $118
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 18, 2026
- 30-year fixed
- 6.47%
- 15-year fixed
- 5.81%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
California City, CA in context
California City is the third-largest city in California by land area but one of the smallest by population — which is exactly what makes it interesting. Entry prices are the lowest in the region, land is plentiful and cheap, and many investors buy both finished homes and raw lots here. The Galileo Hill / Central Park area is the most established residential pocket; everything north of there is wide-open desert. If you’re hunting for value or a long-hold land play, this is the AV’s best opportunity zone. Mike Watson works California City land and home deals across the region and can help you weigh a finished home against a raw-lot hold. If you are evaluating homes in California City, Mike Watson lives and works the California City market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this California City home with as little as 3.5% down using an FHA loan — roughly $10,986 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93505 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in California City. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
See California City, CA 93505 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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