918 W Garvey Avenue 318
Monterey Park, CA, 91754
$349,000
MLS: P1-26322
Beds
1
Baths
1
Sq Ft
582
Lot
—
Year Built
2001
MLS #
P1-26322
Days on Market
13
Listed
Mar 18, 2026
Description
Top-floor unit in a 62+ gated community in the heart of Monterey Park. One occupant must be 62.5+, but there is no age restriction for ownership. This is a wonderful bright & airy unit that features no shared walls and no unit above, it has an open living area with a spacious balcony, large bedroom with walk-in closet, functional kitchen with ample cabinetry and breakfast counter. The unit also has central air and heat, plus the convenience of in-unit laundry hookups with a washer/dryer appliance. Centrally located near shopping, dining, medical offices, parks, and public transit, with easy access to the 10 Freeway and just minutes to Downtown LA, Alhambra, and San Gabriel. This community has a gated entry, elevator access, and the unit comes with 1 assigned parking space in the secure parking area. Ideal for low-maintenance living in a prime location.
Location
Monterey Park, Los Angeles County, CA 91754
Open on Google Maps ↗Listed by: Daniel Portillo · eXp Realty of California, Inc.
Payment estimate
$2,724
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $34,900 · Loan: $314,100
- Principal & Interest
- $1,930
- Property tax (1.25%)
- $364
- Homeowners insurance
- $300
- Mortgage insurance
- $131
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Monterey Park home with as little as 3.5% down using an FHA loan — roughly $12,215 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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