92 Poinsettia Gardens Drive
Ventura, CA, 93004
$480,000
MLS: 226001791
Beds
2
Baths
2
Sq Ft
1,464
Lot
0.09 ac
Year Built
1977
MLS #
226001791
Days on Market
0
Listed
Apr 18, 2026
Description
Welcome to Poinsettia Gardens, Ventura -- where comfort, convenience and community come together! Discover this delightful 2-bedroom, 2-bathroom, 1,464 sq ft manufactured home on OWNED land -- a fantastic find in this desirable 55+ gated community. Charming curb appeal greets you with a beautiful tile walkway leading to the front door. Inside, you'll find an inviting living room with oversized windows that fill the space with natural light. Enjoy a blend of wood-like flooring and plush carpet throughout. The generous kitchen flows seamlessly into the dining area, while the sunroom offers the perfect flexible space for an office, gym or reading nook -- the choice is yours. The spacious primary bedroom boasts an ensuite bath with dual vanities and the secondary bedroom features ample closet space and easy access to the guest bathroom. Additional highlights include indoor laundry hookups, an attached 1-car garage plus carport as well as a low-maintenance backyard with a relaxing sitting area -- ideal for soaking up the lovely California sunshine. Residents of Poinsettia Gardens enjoy amazing amenities including a clubhouse, enclosed pool & spa, game room, fruit trees and RV parking. All this, just minutes from the 126 Freeway, shopping, dining and everything Ventura has to offer. Welcome home!
Location
Ventura, Ventura County, CA 93004
Open on Google Maps ↗Listed by: Sean Curts · The ONE Luxury Properties
Payment estimate
$3,634
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $48,000 · Loan: $432,000
- Principal & Interest
- $2,654
- Property tax (1.25%)
- $500
- Homeowners insurance
- $300
- Mortgage insurance
- $180
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $16,800 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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