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$950,000
MLS: SB26084831
Beds
2
Baths
1
Sq Ft
1,045
Lot
0.11 ac
Year Built
1951
MLS #
SB26084831
Days on Market
11
Listed
Apr 22, 2026
Description
Great starter 2 bedroom 1 full bath home on a middle of the block location in the desirable Torrance Gardens neighborhood - move in condition - you will spot the curb appeal when you pull up in your car - cozy brick front porch to relax on with an ice tea or glass of wine to read a book - inside you enter the comfortable living room on brand new carpet and a brick fireplace - plus all the windows giving you lots of light and a view of the spacious back yard - updated kitchen on the right with double sinks, white tile, a new stainless gas stove, tile floors, a work area and lots of cabinets - laundry is in the kitchen - two bedrooms and hallway full bath - enclosed patio overhand makes for bonus room (no permit) - no pop corn ceilings - new carpet + fresh interior + fresh exterior paint + new dual pane windows - single attached garage - spacious backyard for outdoor enjoyment - convenient to award winning schools + shopping + medical + restaurants + freeway access + 20 minutes or so to the beach - a wonderful opportunity to get into the neighborhood- what are you waiting for?
Location
Torrance, Los Angeles County, CA 90503
Open on Google Maps ↗Listed by: Raymond Millman · Compass
Payment estimate
$7,056
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $95,000 · Loan: $855,000
- Principal & Interest
- $5,410
- Property tax (1.25%)
- $990
- Homeowners insurance
- $300
- Mortgage insurance
- $356
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 21, 2026
- 30-year fixed
- 6.51%
- 15-year fixed
- 5.85%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Torrance home with as little as 3.5% down using an FHA loan — roughly $33,250 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Torrance, CA 90503 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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