9427 T Circle Drive
Morongo Valley, CA, 92256
$699,000
MLS: P1-24958
Beds
3
Baths
2
Sq Ft
1,420
Lot
2.50 ac
Year Built
1954
MLS #
P1-24958
Days on Market
121
Listed
Nov 17, 2025
Description
Welcome to Rancho Morongo, a rustic-modern homestead situated on 2.5 pristine acres in Morongo Valley--just 20 minutes from Joshua Tree or Palm Springs, and under two hours from Los Angeles. Originally built in 1954 and thoughtfully renovated in 2019, this Dwell featured ranch is truly what desert dreams are made of. Inside the layout is airy and welcoming, with 3 bedrooms, 2 bathrooms, and an open-concept great room anchored by a chef's kitchen, custom cabinetry, dining banquette, and a cozy living area with a wood-burning fireplace. A second family room offers a wet bar and library nook, perfect for game nights or hosting friends. The large hall bathroom contains a walk-in shower, as well as a soaking tub with mountain views, while the expansive primary bedroom has direct access to a fully-fenced side yard with an additional outdoor bathtub. A beautiful custom-built bunk room, additional guest room and 3/4 bath round out the interior. Outside, enjoy complete privacy with 360 views, an above-ground hot tub, multiple lounge areas, a vintage trailer, and flourishing desert gardens with agave, prickly pear, palo verde, yucca, ocotillo, and Joshua trees. The home will be sold fully furnished and stocked, with every detail carefully curated to complement its serene desert setting.
Location
Morongo Valley, San Bernardino County, CA 92256
Open on Google Maps ↗Listed by: April Kass · Backbeat Homes
Payment estimate
$5,156
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $69,900 · Loan: $629,100
- Principal & Interest
- $3,865
- Property tax (1.25%)
- $728
- Homeowners insurance
- $300
- Mortgage insurance
- $262
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Morongo Valley home with as little as 3.5% down using an FHA loan — roughly $24,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Local Market Stats
See Morongo Valley, CA 92256 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.