944 Fernando Street
Colton, CA, 92324
$539,000
MLS: 26674217
Beds
4
Baths
3
Sq Ft
2,300
Lot
0.12 ac
Year Built
2007
MLS #
26674217
Days on Market
8
Listed
Apr 5, 2026
Description
This spacious 2,300-square-foot residence offers the perfect blend of comfort and functionality, designed to accommodate both relaxed daily living and effortless entertaining. This property is a blank canvas awaiting your vision. The home features both a formal living room and a cozy family room, anchored by a gas fireplace. With 4 spacious bedrooms, there is plenty of room for family, guests, or a dedicated home office. The home also includes two bathrooms upstairs and the downstairs power room has been conveniently upgraded with an added shower. The garage has been converted into a dedicated storage area, providing ample room for organization, workshop space, or hobby equipment. The layout maximizes the square footage, ensuring a seamless transition between the kitchen and the primary living zones. The layout is ready to be transformed into a modern masterpiece.
Location
Colton, San Bernardino County, CA 92324
Open on Google Maps ↗Listed by: Christopher Gibson · Quick Lane Realty
Payment estimate
$4,044
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $53,900 · Loan: $485,100
- Principal & Interest
- $2,981
- Property tax (1.25%)
- $561
- Homeowners insurance
- $300
- Mortgage insurance
- $202
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Colton home with as little as 3.5% down using an FHA loan — roughly $18,865 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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