9494 Baker Road
Lucerne Valley, CA, 92356
$450,000
MLS: P1-26371
Beds
2
Baths
1
Sq Ft
1,374
Lot
2.50 ac
Year Built
1985
MLS #
P1-26371
Days on Market
11
Listed
Mar 22, 2026
Description
Welcome to this well-maintained desert retreat in Lucerne Valley!This 2-bedroom, 1-bath home offers approximately 1,380 sq ft of updated living space, featuring renovated flooring, kitchen, and bathroom. 'Additional features include a private en-suite bedroom with separate entrance, an adjacent bonus/office room, and a separate backyard patio for outdoor enjoyment.'Set on a total of 7.5 acres (2.5-acre main property + adjacent 5-acre parcel available for optional purchase, the property includes a well managed jujube orchard with approximately 600 mature trees, producing a bonus seasonal harvest that reflects the owner's dedication.Enjoy the peace, clean air, and open space of rural living while staying conveniently close to town. This property offers a cozy, inviting home with room for both relaxation and light agricultural enjoyment.
Location
Lucerne Valley, San Bernardino County, CA 92356
Open on Google Maps ↗Listed by: Pyung Kim · New Star Realty & Investment
Payment estimate
$3,426
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $45,000 · Loan: $405,000
- Principal & Interest
- $2,488
- Property tax (1.25%)
- $469
- Homeowners insurance
- $300
- Mortgage insurance
- $169
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lucerne Valley home with as little as 3.5% down using an FHA loan — roughly $15,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Local Market Stats
See Lucerne Valley, CA 92356 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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