952 Peninsula Street
Ventura, CA, 93001
$2,999,000
MLS: V1-34298
Beds
4
Baths
3
Sq Ft
4,362
Lot
0.17 ac
Year Built
1980
MLS #
V1-34298
Days on Market
70
Listed
Feb 11, 2026
Description
One-of-a-kind luxury waterfront exceptional home. This home is priced to sell at Ventura keys best waterfront value. panoramic multi-channel views on one of the largest lots in Ventura Keys. This estate blends privacy, and dramatic coastal living with an expansive 4,368 sq ft open floor plan designed for entertaining. Freshly updated with new flooring and paint, this premier property offers an unmatched opportunity in one of Ventura's most desirable waterfront locations.
Location
Ventura, Ventura County, CA 93001
Open on Google Maps ↗Listed by: Christine Cardoso-Moore · Coldwell Banker Realty
Payment estimate
$21,132
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $299,900 · Loan: $2,699,100
- Principal & Interest
- $16,584
- Property tax (1.25%)
- $3,124
- Homeowners insurance
- $300
- Mortgage insurance
- $1,125
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $104,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Local Market Stats
See Ventura, CA 93001 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.