ActiveSingleFamilyResidence

9527 Riggins Road

Phelan, CA, 92371

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$450,000

MLS: P1-26720

Beds

4

Baths

3

Sq Ft

2,194

Lot

0.42 ac

Year Built

1993

MLS #

P1-26720

Days on Market

0

Listed

Apr 18, 2026

Description

Welcome to this spacious single-story home offering 4 bedrooms, 2.5 bathrooms, and over 2,190 sqft. of living space on nearly half an acre. Built in 1993, it features a bright family room with a cozy fireplace, central heating and cooling, and a 3-car garage. Nestled in the peaceful community of Phelan, the property combines the tranquility of country living with convenient access to city amenities. The area is known for its safety, steady rental demand, and growing development, making it an excellent choice for both homeowners and investors. Here, you can enjoy open skies, natural beauty, and the comfort of a welcoming neighborhood.

Location

Phelan, San Bernardino County, CA 92371

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Listed by: Pyung Kim · New Star Realty & Investment

Payment estimate

$3,426

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $45,000 · Loan: $405,000

%
Principal & Interest
$2,488
Property tax (1.25%)
$469
Homeowners insurance
$300
Mortgage insurance
$169
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Phelan home with as little as 3.5% down using an FHA loan — roughly $15,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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