963 Rancho
Thousand Oaks, CA, 91362
$1,100,000
MLS: SR26066531
Beds
4
Baths
4
Sq Ft
3,536
Lot
0.36 ac
Year Built
1980
MLS #
SR26066531
Days on Market
24
Listed
Mar 27, 2026
Description
Located in a highly desirable area of Thousand Oaks, this spacious 4-bedroom, 3-bath home offers 3,536 sq ft of potential and is ready for your vision. Situated in a prime location with access to top-rated schools, this property is just minutes from shopping, dining, and convenient freeway access. This is a true fixer opportunity, ideal for investors or buyers looking to customize and add value. Property is being sold as-is—don’t miss this chance to create your dream home in an exceptional neighborhood. Due to the current condition of the property, some financing types may not be suitable. Buyers are advised to verify loan options with their lender.
Location
Thousand Oaks, Ventura County, CA 91362
Open on Google Maps ↗Listed by: Sandra Guzman · LPT Realty, Inc
Payment estimate
$7,941
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $110,000 · Loan: $990,000
- Principal & Interest
- $6,083
- Property tax (1.25%)
- $1,146
- Homeowners insurance
- $300
- Mortgage insurance
- $413
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Thousand Oaks home with as little as 3.5% down using an FHA loan — roughly $38,500 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Only large teams outsell Mike Watson · Keller Williams Realty
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