ActiveSingleFamilyResidence

968 Ca-189

Twin Peaks, CA, 92391

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$389,000

MLS: PV26099178

Beds

3

Baths

2

Sq Ft

1,529

Lot

0.23 ac

Year Built

1948

MLS #

PV26099178

Days on Market

0

Listed

May 12, 2026

Description

Just in time for the Summer! Retreat to the mountains and enjoy this charming mountain cottage. Nestled in Twin Peaks, peace and serenity can be yours. This home is the perfect place to gather friends and family or to retreat on your own. Enjoy the long summer days in your own cozy mountain cottage. With enough space, updated features, outdoor living area, large backyard, and convenient location, this home offers great value! This opportunity is waiting for you.

Location

Twin Peaks, San Bernardino County, CA 92391

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Listed by: Matthew Engle · Vista Sotheby's International Realty

Payment estimate

$3,066

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $38,900 · Loan: $350,100

%
Principal & Interest
$2,215
Property tax (1.25%)
$405
Homeowners insurance
$300
Mortgage insurance
$146
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of May 21, 2026

30-year fixed
6.51%
15-year fixed
5.85%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Twin Peaks home with as little as 3.5% down using an FHA loan — roughly $13,615 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

Similar Homes Nearby

Active and pending listings in ZIP 92391 (Twin Peaks)within ±10% of this home's price and size.

Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.