$520,000
MLS: 26003921
Beds
4
Baths
3
Sq Ft
2,347
Lot
0.42 ac
Year Built
2023
MLS #
26003921
Days on Market
0
Listed
May 16, 2026
Description
Welcome home! Come see this gorgeous 4 bed, 3 bath 2345 sq. ft. custom home in California City. Sitting on an expansive 18,295 sq ft lot, this property is situated in the Monte Vista Estates. Built in 2023, this modern single-story home comes equipped with a paid off solar system. Featuring an open floor plan, the great room combines style and functionality. The kitchen has a walk-in pantry, ample cabinetry, beautiful quartz countertops, and a large breakfast bar. With recessed lighting and ceiling fans throughout. The relaxing master retreat provides backyard access, and features a custom oversized tiled walk-in shower with dual shower heads, and a huge walk-in closet. Expansive glass sliding doors in the main living area open up to the patio deck which extends through the whole length of the home. With block wall fencing, the side and back gates provide RV access. The sprawling backyard can easily fit a pool and is ready for you to create your own backyard oasis. Featuring a custom 4-car garage with more than enough room for all your toys plus extra storage. Convenient single garage door with pull through access to the backyard. Close to Edwards Air Force Base, shopping and dining. This home is a must-see!
Location
California City, Kern County, CA 93505
Open on Google Maps ↗Listed by: Cristine Manguramas · Coldwell Banker-A Hartwig Co.
Payment estimate
$3,843
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $52,000 · Loan: $468,000
- Principal & Interest
- $2,915
- Property tax (1%)
- $433
- Homeowners insurance
- $300
- Mortgage insurance
- $195
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 14, 2026
- 30-year fixed
- 6.36%
- 15-year fixed
- 5.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
California City, CA in context
California City is the third-largest city in California by land area but one of the smallest by population — which is exactly what makes it interesting. Entry prices are the lowest in the region, land is plentiful and cheap, and many investors buy both finished homes and raw lots here. The Galileo Hill / Central Park area is the most established residential pocket; everything north of there is wide-open desert. If you’re hunting for value or a long-hold land play, this is the AV’s best opportunity zone. If you are evaluating homes in California City, Mike Watson lives and works the California City market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this California City home with as little as 3.5% down using an FHA loan — roughly $18,200 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing+
ZIP code 93505 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in California City. Check your household income eligibility at eligibility.sc.egov.usda.gov.
Similar Homes Nearby
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Local Market Stats
See California City, CA 93505 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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