9720 Church Street
Rancho Cucamonga, CA, 91730
$699,999
MLS: CV26075706
Beds
2
Baths
2
Sq Ft
1,264
Lot
0.26 ac
Year Built
1914
MLS #
CV26075706
Days on Market
11
Listed
Apr 8, 2026
Description
Welcome to an incredible opportunity at 9720 Church St. in Rancho Cucamonga on an expansive and private corner lot. This home features a versatile bonus room that can easily be used as a third bedroom, making this home perfect for growing families or added flexibility! On the market for the first time in 50 years, this 2-bedroom, 1.5-bath home is situated on 11,000+ sq. ft. lot, offering endless potential. With updated plumbing and roofing already in place, you have a strong foundation to build upon. This property also offers a detached oversized garage with a dedicated workspace, currently being utilized as additional living space — ideal for multigenerational living, extended family, or potential income-producing opportunities. Whether you’re looking to expand, build an ADU or junior ADU, add a pool, or design your dream outdoor space, this property gives you the flexibility to truly make it your own. Beyond the home, the location truly shines. You’re just minutes from Victoria Gardens, a premier open-air destination filled with popular retailers like Apple, Nike, Zara, and Macy’s, along with dining favorites such as The Cheesecake Factory and Yard House. For everyday convenience, nearby centers like Terra Vista Town Center offer easy access to Target, HomeGoods, fitness centers, and casual dining options. Commuters will love the proximity to major freeways including Interstate 10, Interstate 15, and Interstate 210, making travel throughout the Inland Empire, Los Angeles, and beyond incredibly convenient. This property offers the perfect combination of space, location, and opportunity — a rare chance to create your ideal home in one of Rancho Cucamonga’s most desirable areas.
Location
Rancho Cucamonga, San Bernardino County, CA 91730
Open on Google Maps ↗Listed by: Tina Huynh · WERE REAL ESTATE
Payment estimate
$5,162
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $70,000 · Loan: $629,999
- Principal & Interest
- $3,871
- Property tax (1.25%)
- $729
- Homeowners insurance
- $300
- Mortgage insurance
- $262
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rancho Cucamonga home with as little as 3.5% down using an FHA loan — roughly $24,500 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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