974 Sperry
Colton, CA, 92324
$420,000
MLS: IG26007605
Beds
2
Baths
2
Sq Ft
1,148
Lot
0.17 ac
Year Built
1947
MLS #
IG26007605
Days on Market
74
Listed
Jan 13, 2026
Description
Home has curb appeal, a lot of care has gone into this home, a new AC unit with lifetime warranty, new furnace, some new plumbing, new sewer hook ups, new electrical panel. There are two units, first unit is a two, bedroom one bath second bedroom is small and does not have a closet, bonus room next to it is used as a closet/storage area. back unit is a studio of about 550 square feet, has large room kitchen bathroom and closet. With bonus rooms this could be a nice three bedroom. Front yard has plenty of room to play, back yard has matured fruit trees with lots of fruit on them, lemons and limes. Has a carport with a structure attached could be used as a workshop room or could be easily converted into a garage. Refrigerator and stove included.
Location
Colton, San Bernardino County, CA 92324
Open on Google Maps ↗Listed by: Yollanda Brinson · YOLLANDA BRINSON BROKER
Payment estimate
$3,217
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $42,000 · Loan: $378,000
- Principal & Interest
- $2,322
- Property tax (1.25%)
- $438
- Homeowners insurance
- $300
- Mortgage insurance
- $158
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Colton home with as little as 3.5% down using an FHA loan — roughly $14,700 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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