Under ContractTownhouse

978 W Arrow Highway F

Upland, CA, 91786

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$459,900

MLS: CV26107982

Beds

2

Baths

3

Sq Ft

1,120

Lot

0.03 ac

Year Built

1984

MLS #

CV26107982

Days on Market

11

Listed

May 18, 2026

Description

Beautiful and spacious Townhome located in the highly desirable city of Upland. This end-unit home offers added privacy with only one shared wall and features a charming private patio perfect for enjoying breakfast, lunch, or dinner outdoors along with an upstairs balcony ideal for relaxing evenings. 2 Car attached garage offer the convince, and safety. Central Air and heating units for comfort. Inside, you’ll find two oversized Master Bedrooms, both offering spacious Vaulted Ceiling layouts and ample comfort. Just 50 steps away, enjoy access to the community pool and spa area with covered seating, perfect for weekend relaxation. Conveniently located just minutes from Upland High School (walking distance) which is in Upland Unified school district, known for its strong community reputation and solid ratings. This commuter-friendly location also provides quick access to the 210 and 10 freeways, making travel incredibly convenient. Enjoy being close to premier shopping, dining, and entertainment destinations including Victoria Gardens, Ontario Mills, and Montclair Place. Outdoor enthusiasts will appreciate nearby Pacific Electric Trail and Claremont Loop offering walking, running, biking, and scenic foothill views. This well-maintained community rarely has homes available and offers plenty of guest parking for visitors. Don’t miss this opportunity to own a beautiful townhome in one of Upland’s most convenient and sought-after locations.

Location

Upland, San Bernardino County, CA 91786

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Listed by: Alberto Silva · Cornerstone Realty Group

Payment estimate

$3,915

/ month (est.)

Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $45,990 · Loan: $413,910

%

Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.

$/ mo
Principal & Interest
$2,622
Property tax (1.25%)
$479
Homeowners insurance
$300
Mortgage insurance
$172
HOA dues
$342
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Jun 11, 2026

30-year fixed
6.52%
15-year fixed
5.84%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Upland home with as little as 3.5% down using an FHA loan — roughly $16,097 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.