Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
ActiveSingleFamilyResidence

979 N Gardena

Rialto, CA, 92376

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$649,900

MLS: IV26031466

Beds

4

Baths

2

Sq Ft

1,568

Lot

0.19 ac

Year Built

1955

MLS #

IV26031466

Days on Market

69

Listed

Feb 11, 2026

Description

NEW PRICE!! SELLER WANTS IT SOLD!! AND REDUCED IT again, now is $30,000 less SELLER SAYS SEND ANY OFFER HE WILL REVIEW ALL OFFERS!! he does not want to rent it.... New Grill for these Summer days by the Pool Show and sell, Ready to move in turn key property! Shows Pride of ownership with many upgrades including but not limited to brand new tile roof about 5 years ago, upgraded electrical panel now is 220 volts, spacious living room with fireplace, central air conditioner and heating, swimming pool great for the summer, storage unit in the backyard, surveillance system includes 10 cameras all around house, you will be able to watch your home when you are away!! Chain link fence in the front yard, centrally located near schools, stores and freeway.

Location

Rialto, San Bernardino County, CA 92376

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Listed by: DANIEL CABRERA · BONA REAL ESTATE #1/FONTANA

Payment estimate

$4,814

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $64,990 · Loan: $584,910

%
Principal & Interest
$3,594
Property tax (1.25%)
$677
Homeowners insurance
$300
Mortgage insurance
$244
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Rialto home with as little as 3.5% down using an FHA loan — roughly $22,747 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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