98 Mountain View Street
Oak View, CA, 93022
$899,000
MLS: V1-35652
Beds
4
Baths
2
Sq Ft
1,350
Lot
0.19 ac
Year Built
1949
MLS #
V1-35652
Days on Market
10
Listed
Apr 8, 2026
Description
Updated 4BD/2BA Oak View home with remodeled kitchen and baths, engineered hardwood floors, newer windows, updated electrical, almost all copper plumbing, A/C, and newer furnace. The oversized 2 car garage sports epoxy floors, 240 volt plug, and Tesla fast charger. The main driveway is approx. 50' x 24', plus there is a second gated driveway approx. 125' long, with 105' behind the gate and approx. 27' under carport coverage. Shed/shop at the end of the driveway with roll-up door, ideal for car projects, workshop use, or storage. Landscaped front and rear yards, rear deck with large island BBQ, professionally built pergola with shingled roof, and primary bedroom with deck access. Recent solar with Tesla Powerwall installed approx. 3 years ago. Additional shed and shop space on concrete with windows and shingled roofs. Enjoy the harvest from the producing citrus, apple, and guava trees. This is the perfect house when you need room for cars, RVs, projects, and outdoor entertaining!
Location
Oak View, Ventura County, CA 93022
Open on Google Maps ↗Listed by: Jana Scarborough · RESOURCE REAL ESTATE
Payment estimate
$6,545
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $89,900 · Loan: $809,100
- Principal & Interest
- $4,971
- Property tax (1.25%)
- $936
- Homeowners insurance
- $300
- Mortgage insurance
- $337
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oak View home with as little as 3.5% down using an FHA loan — roughly $31,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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