9848 Karen Avenue
California City, CA, 93505
$225,000
MLS: 26001425
Beds
3
Baths
3
Sq Ft
2,137
Lot
0.24 ac
Year Built
1985
MLS #
26001425
Days on Market
38
Listed
Feb 18, 2026
Description
Don't miss this opportunity to own a spacious two-story home offering 3 bedrooms and 2.5 bathrooms on nearly a quarter-acre lot. With over 2,100 square feet of living space, this property provides a versatile layout featuring formal living and dining areas, plus a kitchen that opens to a second living room--ideal for everyday living or entertaining. Additional highlights include two fireplaces, an indoor laundry room, and a 2-car attached garage with direct access. Step outside to a covered patio and expansive backyard, offering plenty of room to relax, gather, or create your own outdoor retreat. This property offers a great chance to bring your vision and personal style to life. Whether you're looking to update, customize, or simply make it your own, the potential here is undeniable. Schedule a tour today and explore all the possibilities this home has to offer!
Location
California City, Kern County, CA 93505
Open on Google Maps ↗Listed by: Andrea Castaneda · RE/MAX All-Pro
Payment estimate
$1,816
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $22,500 · Loan: $202,500
- Principal & Interest
- $1,244
- Property tax (1%)
- $188
- Homeowners insurance
- $300
- Mortgage insurance
- $84
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this California City home with as little as 3.5% down using an FHA loan — roughly $7,875 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93505 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in California City. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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