9849 Dreams
San Fernando, CA, 91345
$1,099,000
MLS: SR26115962
Beds
3
Baths
4
Sq Ft
2,476
Lot
0.22 ac
Year Built
2011
MLS #
SR26115962
Days on Market
18
Listed
May 29, 2026
Description
Beautiful home located within an exclusive gated enclave in Mission Hills. Built in 2011, this spacious two-story residence offers approximately 2,476 sq. ft. of living space with 3 bedrooms and 4 bathrooms on an expansive nearly 10,000 sq. ft. lot. The home features an open and functional floor plan with generous living areas, abundant natural light, stone tile flooring, and a large chef’s kitchen complete with granite countertops, stainless steel appliances, breakfast bar, and oversized walk-in pantry. Upstairs, the spacious primary suite offers a large walk-in closet and spa-style bathroom with soaking tub and dual vanity areas. Additional highlights include central air and heat, in-unit laundry room, attached 2-car garage, gated access, guest parking, and private outdoor patio space ideal for entertaining. Conveniently located near shopping, dining, schools, and major freeway access while still offering privacy within a small gated community. Excellent opportunity for owner-occupants seeking a newer home with space, privacy, and modern amenities in the San Fernando Valley.
Location
San Fernando, Los Angeles County, CA 91345
Open on Google Maps ↗Listed by: Rafael Dagnesses · eXp Realty of California Inc
Payment estimate
$8,122
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $109,900 · Loan: $989,100
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $6,265
- Property tax (1.25%)
- $1,145
- Homeowners insurance
- $300
- Mortgage insurance
- $412
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Fernando home with as little as 3.5% down using an FHA loan — roughly $38,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See San Fernando, CA 91345 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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