9901 Karen Avenue
California City, CA, 93505
$280,000
MLS: 26002344
Beds
4
Baths
3
Sq Ft
1,843
Lot
0.24 ac
Year Built
2003
MLS #
26002344
Days on Market
36
Listed
Mar 20, 2026
Description
Beautifully maintained 4-bedroom, 3-bath home offering over 1,800 sq ft of comfortable living space in a quiet California City neighborhood. This spacious property features an open floor plan, a bright kitchen perfect for entertaining, and a cozy fireplace in the living area. Situated on a generous lot with an attached garage, there's plenty of room for outdoor enjoyment and storage. A perfect blend of space, comfort, and value this home is a must-see!
Location
California City, Kern County, CA 93505
Open on Google Maps ↗Listed by: Brian Dombroski · Dombroski Realty
Payment estimate
$2,187
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $28,000 · Loan: $252,000
- Principal & Interest
- $1,548
- Property tax (1%)
- $233
- Homeowners insurance
- $300
- Mortgage insurance
- $105
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this California City home with as little as 3.5% down using an FHA loan — roughly $9,800 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93505 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in California City. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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