Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
ActiveSingleFamilyResidence

9905 Elm

Fontana, CA, 92335

1 / 47View all 47 photos

$699,900

MLS: OC26066130

Beds

4

Baths

2

Sq Ft

1,468

Lot

0.16 ac

Year Built

1980

MLS #

OC26066130

Days on Market

14

Listed

Mar 27, 2026

Description

GORGEOUS INSIDE * POTENTIAL 5 BEDROOMS WITH ADDED BONUS ROOM*** FULLY REMODELED FEELS BRAND NEW***OPEN & SPACIOUS FROM THE MINUTE YOU WALK IN THE DOOR***STUNNING FIREPLACE COMPLIMENTS THE NEW FLOORING THAT FLOWS THROUGH ENTIRE HOME***NEW KITCHEN; QUARTZ COUNTERTOPS WITH ALL NEW APPLIANCES***NEW WINDOWS***NEW CEILING FANS & LIGHT FIXTURES***BEAUTIFUL NEW BATHROOMS***LARGE BACKYARD GREAT FOR ENTERTAINING***NEW INTERIOR & EXTERIOR PAINT***NEW LANDSCAPING WITH IRRIGATION SYSTEM***HAS NEW AC CONDENSOR AND WONDERFUL CLEAN EPOXY FLOOR IN GARAGE***TURN KEY AND READY TO ENJOY!***LOCAL TO FREEWAYS AND SHOPPING IN HEART OF FONTANA; PRIDE OF OWNERSHIP....COME SEE TODAY!!

Location

Fontana, San Bernardino County, CA 92335

Open on Google Maps ↗

Listed by: Shirley Ann Lewis · HomeSmart, Evergreen Realty

Payment estimate

$5,162

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $69,990 · Loan: $629,910

%
Principal & Interest
$3,870
Property tax (1.25%)
$729
Homeowners insurance
$300
Mortgage insurance
$262
Open the full calculator →

Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Fontana home with as little as 3.5% down using an FHA loan — roughly $24,497 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

Similar Homes Nearby

Active and pending listings in ZIP 92335 (Fontana) within ±10% of this home's price and size.

Local Market Stats

See Fontana, CA 92335 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

Free Buyer & Seller Tools

Net Sheet Calculator

Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.

Request access

Property Comparison

Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.

Request access

Drive Time Calculator

Check commute times from this address to work, school, or anywhere else before you commit.

Request access

Buyer Cost Sheet

Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.

Request access