9905 Lightner Way
Bakersfield, CA, 93311
$624,000
MLS: V1-35189
Beds
3
Baths
3
Sq Ft
2,503
Lot
0.25 ac
Year Built
2006
MLS #
V1-35189
Days on Market
5
Listed
Mar 15, 2026
Description
Nestled within the prestigious gated community of Southern Oaks, this beautifully designed residence offers the perfect blend of elegance, comfort, and functionality. Featuring 3 bedrooms, 2.5 bathrooms, and 2,503 square feet of thoughtfully designed living space, this home sits on an expansive 10,890 square foot lot and includes a spacious three-car garage.Step inside to discover refined architectural details, including a stunning two-way fireplace that creates a warm and inviting ambiance between living spaces, and elegant tray ceilings that elevate the formal dining room. The kitchen is appointed with granite countertops, recessed lighting, and a built-in wine rack perfectly suited for both everyday living and effortless entertaining.Outside, the meticulously landscaped grounds create exceptional curb appeal and provide a serene outdoor setting ideal for relaxing or hosting gatherings.Opportunities like this are rare in Southern Oaks.
Location
Bakersfield, Kern County, CA 93311
Open on Google Maps ↗Listed by: Rudy Ramirez · Century 21 Masters
Payment estimate
$4,635
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $62,400 · Loan: $561,600
- Principal & Interest
- $3,451
- Property tax (1.25%)
- $650
- Homeowners insurance
- $300
- Mortgage insurance
- $234
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Bakersfield home with as little as 3.5% down using an FHA loan — roughly $21,840 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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