Under ContractSingleFamilyResidence

Laurel Ridge Lane

Camarillo, CA, 93012

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$859,000

MLS: V1-35842

Beds

3

Baths

2

Sq Ft

1,444

Lot

0.14 ac

Year Built

1977

MLS #

V1-35842

Days on Market

6

Listed

Apr 16, 2026

Description

Don't miss this one! This single story, 3-bedroom, 2-bathroom single-family home is located in the highly sought-after Mission Oaks neighborhood and offers great curb appeal. As you walk in, you're greeted by a welcoming family room featuring a cozy fireplace, perfect for relaxing or entertaining. The nicely upgraded home features an open kitchen and dining area filled with natural light, creating a bright and airy feel. The spacious primary bedroom includes its own ensuite bathroom, while two additional bedrooms share a guest bath. The home has been well cared for over the years--and it shows. You'll love the cute, private backyard, ideal for relaxing or entertaining, plus possible RV parking for added convenience. Very clean and truly move-in ready. Located directly across from a park, with nearby walking trails and within walking distance to a shopping center with a grocery store and restaurant, this home offers the perfect blend of comfort and location!

Location

Camarillo, Ventura County, CA 93012

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Listed by: Nicole Gruttadaurio · RE/MAX Gold Coast REALTORS

Payment estimate

$6,267

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $85,900 · Loan: $773,100

%
Principal & Interest
$4,750
Property tax (1.25%)
$895
Homeowners insurance
$300
Mortgage insurance
$322
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Camarillo home with as little as 3.5% down using an FHA loan — roughly $30,065 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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