$500,000
MLS: 226003400
Beds
3
Baths
2
Sq Ft
1,296
Lot
0.09 ac
Year Built
2005
MLS #
226003400
Days on Market
8
Listed
Jul 16, 2026
Description
Excellent 55+ Camarillo Springs, Single-Story Retreat with views to infinity and beyond!!! Modern home built in 2005. Bright, open floor plan with soaring ceilings and abundant natural light. Perched to capture breathtaking mountain vistas, this light-filled residence offers the perfect Southern California lifestyle. Open kitchen with lots of cabinet space, breakfast bar, tile countertops, gas range. Dining area with large built in china cabinet. HVAC. Expansive wraparound decking maximizing the view. Laundry room with utility sink. Privacy with no neighbor on one side. HOA dues indicated include water, cable TV and common areas. HOA Community features, pool and spa, activities, social get togethers, brunches, BBQ, etc. This property is owned on a permanent foundation, there is an HOA, but no space rent.
Location
Camarillo, Ventura County, CA 93012
Open on Google Maps ↗Listed by: Michael Ryan Wharton · Keller Williams Westlake Village
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,331
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $50,000 · Loan: $450,000
Average 30-yr fixed rate 6.66% as of Jul 30, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,892
- Property tax (1.25%)
- $521
- Homeowners insurance
- $300
- Mortgage insurance
- $188
- HOA dues
- $431
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 30, 2026
- 30-year fixed
- 6.66%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Camarillo home with as little as 3.5% down using an FHA loan — roughly $17,500 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Camarillo, CA 93012 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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