10 Bluff Point Circle
Phillips Ranch, CA, 91766
$940,000
MLS: BB26081044
Beds
4
Baths
3
Sq Ft
2,060
Lot
0.20 ac
Year Built
1981
MLS #
BB26081044
Days on Market
26
Listed
Apr 15, 2026
Description
Tucked away in a peaceful cul-de-sac in highly desirable Phillips Ranch, this exceptional 4-bedroom, 3-bath home offers the rare combination of breathtaking mountain views, a highly sought-after floor plan, and incredible value in one of the area’s most loved neighborhoods. From the moment you step inside, you’ll feel the warmth and versatility this home has to offer. The formal living and dining rooms create the perfect setting for entertaining, holiday gatherings, and special occasions, while the spacious family room provides a comfortable place to relax and enjoy everyday living. The bright kitchen features generous counter space, abundant cabinetry, and a charming breakfast area where mornings begin with stunning mountain views. The sunroom adds an incredible bonus space filled with natural light — ideal for a game room, office, gym, playroom, or peaceful retreat. One of the home’s most desirable features is the downstairs bedroom and full bathroom, offering flexibility for guests, multigenerational living, or a private workspace. Step outside into the private backyard and take in the beautiful mountain scenery, quiet surroundings, and space for entertaining, outdoor dining, or simply unwinding after a long day. Upstairs, the spacious primary suite becomes your own private retreat with picturesque views, while the additional bedrooms provide endless flexibility for growing families or work-from-home lifestyles. Located in a community known for pride of ownership, tree-lined streets, convenient freeway access, nearby shopping, dining, and parks, this home checks all the boxes buyers have been waiting for. Recently repositioned and aggressively priced to attract serious attention, this is an outstanding opportunity for buyers and agents alike. Homes with this location, layout, views, and potential rarely become available in Phillips Ranch. Don’t miss your chance to show it, sell it, or call it home.
Location
Phillips Ranch, Los Angeles County, CA 91766
Open on Google Maps ↗Listed by: Bambi Olesiuk · Keller Williams Realty World Media Center
Payment estimate
$6,985
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $94,000 · Loan: $846,000
- Principal & Interest
- $5,353
- Property tax (1.25%)
- $979
- Homeowners insurance
- $300
- Mortgage insurance
- $353
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 21, 2026
- 30-year fixed
- 6.51%
- 15-year fixed
- 5.85%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Phillips Ranch home with as little as 3.5% down using an FHA loan — roughly $32,900 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Pomona, CA 91766 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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