10 Bluff Point Court
Phillips Ranch, CA, 91766
$940,000
MLS: BB26081044
Beds
4
Baths
3
Sq Ft
2,060
Lot
0.20 ac
Year Built
1981
MLS #
BB26081044
Days on Market
6
Listed
Apr 15, 2026
Description
Tucked away at the end of a peaceful cul-de-sac in the heart of Phillips Ranch, this enchanting 4-bedroom, 3-bath home feels like it was lifted straight from a Hallmark movie. From the moment you arrive, there’s a sense of warmth and welcome—where neighbors wave, evenings are quiet, and every sunset paints the mountains in breathtaking color. Step inside to discover a home designed for both elegant gatherings and everyday comfort. The formal living room invites cozy conversations by soft lighting, while the formal dining room sets the stage for memorable holiday dinners and celebrations. A spacious family room offers the perfect place to unwind, laugh, and create lasting memories. At the heart of the home, the cook’s kitchen is ready to inspire—complete with generous counter space, abundant storage, and a charming breakfast area where mornings begin with coffee and mountain views. Just beyond, the sunroom bathes in natural light, creating a serene space to relax, read, or simply take in the beauty of the surroundings year-round. Upstairs and down, you’ll find four generously sized bedrooms and three full baths, offering flexibility for family, guests, or a private home office. Thoughtful storage throughout ensures everything has its place. Step outside and the magic continues. The entertainer’s backyard is a true retreat—perfect for summer barbecues, evening gatherings under the stars, or quiet moments soaking in the stunning mountain views. It’s the kind of space where laughter lingers and memories are made. This is more than just a home—it’s a place where life slows down, connections deepen, and every day feels a little more special. Welcome to your Phillips Ranch story.
Location
Phillips Ranch, Los Angeles County, CA 91766
Open on Google Maps ↗Listed by: Bambi Olesiuk · Keller Williams Realty World Media Center
Payment estimate
$6,830
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $94,000 · Loan: $846,000
- Principal & Interest
- $5,198
- Property tax (1.25%)
- $979
- Homeowners insurance
- $300
- Mortgage insurance
- $353
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Phillips Ranch home with as little as 3.5% down using an FHA loan — roughly $32,900 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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