100 Atlantic 1103
Long Beach, CA, 90802
$330,000
MLS: PW26158049
Beds
1
Baths
1
Sq Ft
490
Lot
0.52 ac
Year Built
1958
MLS #
PW26158049
Days on Market
3
Listed
Aug 1, 2026
Description
Assume the seller's FHA loan at a 2.75% interest rate. An incredible opportunity for eligible buyers subject to lender approval. Welcome to Royal Palms, an iconic Downtown Long Beach address featuring a 1 bed, 1 bath condo with 490 square ft of bright, easy coastal living. The open living and dining area is filled with natural light, and the kitchen features granite-style countertops with farmhouse sink and glass tile backsplash, glass range hood and modern appliances including a washer/dryer combo. Perched on the 11th floor, this inviting one-bedroom, one-bath residence offers city views in the heart of Downtown Long Beach. The Royal Palms is a well-maintained community with modernized amenities including a pool, secure entry, on-site management, security patrol, Amazon Hub in lobby, and HOA dues that cover water, heat, and trash. Just steps from the beach, Shoreline Village, Pine Avenue dining, shopping, entertainment, and Metro access, this home delivers the kind of coastal lifestyle that's hard to find at this price point.
Location
Long Beach, Los Angeles County, CA 90802
Open on Google Maps ↗Listed by: Brandon Pettis · Vylla Home, Inc.
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,123
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $33,000 · Loan: $297,000
Average 30-yr fixed rate 6.66% as of Jul 30, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $1,909
- Property tax (1.25%)
- $344
- Homeowners insurance
- $300
- Mortgage insurance
- $124
- HOA dues
- $447
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 30, 2026
- 30-year fixed
- 6.66%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Long Beach home with as little as 3.5% down using an FHA loan — roughly $11,550 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Long Beach, CA 90802 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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