ActiveCondominium

100 Atlantic Avenue 405

Long Beach, CA, 90802

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$399,000

MLS: SB26012195

Beds

2

Baths

1

Sq Ft

730

Lot

0.52 ac

Year Built

1958

MLS #

SB26012195

Days on Market

81

Listed

Jan 26, 2026

Description

Price improvement at 100 Atlantic Ave #405. Bright and inviting 4th floor condo located in the East Village Arts District of Downtown Long Beach. This urban coastal residence features a spacious living area filled with natural light and mountain views. Highlighted by wall to wall windows and an open concept layout that creates a comfortable flow for everyday living. The two bedroom layout offers flexibility for a guest room, home office, or additional bedroom, with closet space throughout for added functionality. Set within a well maintained, secured building with gated access, keyless entry, a heated pool, and recreation room. FHA approved, providing additional financing flexibility. Conveniently located near Alamitos Beach, the Long Beach Bike Path, Downtown Long Beach dining, shopping, and entertainment. An accessible entry point into homeownership in a central coastal location.

Location

Long Beach, Los Angeles County, CA 90802

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Listed by: Marie Ernst · Casa Bella Realty Group

Payment estimate

$3,072

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $39,900 · Loan: $359,100

%
Principal & Interest
$2,206
Property tax (1.25%)
$416
Homeowners insurance
$300
Mortgage insurance
$150
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Long Beach home with as little as 3.5% down using an FHA loan — roughly $13,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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