100 Loma Avenue 404
Long Beach, CA, 90803
$685,000
MLS: SB26164058
Beds
2
Baths
2
Sq Ft
1,124
Lot
0.15 ac
Year Built
1971
MLS #
SB26164058
Days on Market
11
Listed
Jul 31, 2026
Description
The best part about living here isn't just the home. It's everything that happens around it. Welcome to Above the Palms, 100 Loma Avenue #404. A beautifully remodeled top-floor residence in the coveted Bluff Park neighborhood of Long Beach one block to the ocean, where treetop views, ocean breezes, and natural light create an everyday sense of calm. This 2-bedroom, 2-bath home offers 1,124 square feet of thoughtfully designed living that feels equal parts modern retreat and coastal escape. The heart of the home is the open-concept living space, where the designer kitchen flows effortlessly into the dining and living areas, creating a space that's equally suited for quiet mornings or gathering with friends. Crisp white shaker cabinetry, quartz countertops, stainless steel appliances, custom tile accents, recessed lighting, and a sleek fireplace give the home a clean, timeless feel. The spacious primary suite feels like a boutique hotel, complete with a spa-inspired walk-in shower, dual vanity, large walk-in closet, and convenient in-unit laundry. A generous second bedroom includes lots of natural light and beautifully updated guest bath offer flexibility for guests, a home office, or whatever comes next. Every window frames mature palms and open skies, creating a rare sense of privacy this close to the coast with glimpses toward the Pacific, while Belmont Shore, Bluff Park, Shoreline Village, Downtown Long Beach, waterfront dining, coffee shops, and miles of sandy coastline are all just moments away. Whether you're starting the morning with a walk along the beach, grabbing coffee around the corner, working from home surrounded by natural light, or unwinding with sunset skies and cool coastal air, life simply feels different when you're living Above the Palms.
Location
Long Beach, Los Angeles County, CA 90803
Open on Google Maps ↗Listed by: Stephanie Denton · Bayside
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$5,635
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $68,500 · Loan: $616,500
Average 30-yr fixed rate 6.69% as of Aug 6, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,974
- Property tax (1.25%)
- $714
- Homeowners insurance
- $300
- Mortgage insurance
- $257
- HOA dues
- $391
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 6, 2026
- 30-year fixed
- 6.69%
- 15-year fixed
- 6.01%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Long Beach home with as little as 3.5% down using an FHA loan — roughly $23,975 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Long Beach, CA 90803 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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