PendingSingleFamilyResidence

1002 3rd St

Hermosa Beach, CA, 90254

1 / 39View all 39 photos

$2,199,000

MLS: SB26070138

Beds

4

Baths

4

Sq Ft

2,000

Lot

0.05 ac

Year Built

1965

MLS #

SB26070138

Days on Market

5

Listed

Apr 2, 2026

Description

Welcome to Beach Chic in Hermosa Hills! Every detail of this exceptional home has been thoughtfully crafted to embrace the Hermosa Beach lifestyle. Step into a sun-drenched living space featuring vaulted ceilings, wide-plank reclaimed hardwood floors, and elegantly shiplap walls, creating a year-round vacation ambiance. The gourmet open kitchen boasts stunning porcelain countertops and an inviting island, perfect for entertaining. Enjoy ocean views from the dining area, an ideal spot to catch sunset over the Pacific. Unwind on the patio, complete with a barbecue and firepit, while feeling the ocean breeze. The spacious primary suite is a true retreat, featuring a luxurious soaking tub and a modern walk-in shower. Plus, there’s a bonus guest room, providing the perfect extra space for family and friends to enjoy when they visit your Hermosa Beach haven. This home is finished with meticulous attention to detail, including air conditioning. Additional amenities feature a charming backyard, driveway parking, and easy access to nearby parks, restaurants, and shops.

Location

Hermosa Beach, Los Angeles County, CA 90254

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Listed by: Dunham Stewart · Vista Sotheby’s International Realty

Payment estimate

$15,575

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $219,900 · Loan: $1,979,100

%
Principal & Interest
$12,160
Property tax (1.25%)
$2,291
Homeowners insurance
$300
Mortgage insurance
$825
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Hermosa Beach home with as little as 3.5% down using an FHA loan — roughly $76,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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