647 2nd
Hermosa Beach, CA, 90254
$2,395,000
MLS: SB26042761
Beds
3
Baths
3
Sq Ft
2,075
Lot
0.16 ac
Year Built
1998
MLS #
SB26042761
Days on Market
37
Listed
Mar 4, 2026
Description
Turnkey coastal townhouse living in a prime Hermosa Beach location - just up from the sand and one block to the Greenbelt. This 3-bedroom, 2.5-bath home offers 2,075 square feet with an open great-room layout, ocean views, and meaningful capital improvements already completed, including a new roof, new deck, hardwood floors, new gas fireplace, fresh paint throughout, and all systems thoughtfully updated. The top level is bright and open, with living, dining, and kitchen spaces that flow naturally through to the outdoor space. Dual sliding doors open to a spacious full property width terrace - ideal for morning coffee, working-from-home afternoons, or hosting friends for sunset evenings with a glass of wine. The kitchen features Cambria quartz countertops and striking cobalt blue Viking appliances, including a 6-burner range, all positioned to stay connected to the main living area and host all the parties. Downstairs, the primary suite opens to a private patio and includes a walk-in closet and a well appointed spa-like bath with dual vanities, soaking tub, and walk-in shower. Two additional bedrooms and a sleek updated bathroom complete the level. Parking and storage set this property apart. In addition to the two-car garage with storage closets, there is an attached and secured carport - great for a golf cart, e-bikes and beach gear. The driveway comfortably fits two additional cars due to the oversized lot, offering parking for up to five vehicles—an uncommon advantage this close to the beach. Located near Pier Avenue, the Strand, and neighborhood cafés and restaurants, this home offers the convenience and lifestyle that define the best of Hermosa Beach living.
Location
Hermosa Beach, Los Angeles County, CA 90254
Open on Google Maps ↗Listed by: Molly Hobin Williams · Bayside
Payment estimate
$16,937
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $239,500 · Loan: $2,155,500
- Principal & Interest
- $13,244
- Property tax (1.25%)
- $2,495
- Homeowners insurance
- $300
- Mortgage insurance
- $898
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Hermosa Beach home with as little as 3.5% down using an FHA loan — roughly $83,825 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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