1004 White Mountain Drive
Big Bear City, CA, 92314
$699,000
MLS: IG25222004
Beds
3
Baths
2
Sq Ft
2,848
Lot
0.25 ac
Year Built
1975
MLS #
IG25222004
Days on Market
194
Listed
Sep 21, 2025
Description
Welcome to this 3-bedroom, 2-bathroom home located in the desirable Whispering Forest neighborhood. Offering 2,848 sq ft of living space on a 10,800 sq ft lot, this property provides comfort, flexibility, and views. The main living area is filled with natural light and connects seamlessly to the kitchen, dining area, and a sunken seating area with a fireplace. Multiple decks provide outdoor living space with ski slope views. The main level includes two bedrooms, while the upper-level primary suite offers privacy and includes an attached office. In addition, three bonus rooms allow for flexible use such as guest space, gym, or additional work areas. A two-car attached garage adds convenience and storage. With its versatile layout and peaceful setting, this home is an excellent opportunity in Big Bear.
Location
Big Bear City, San Bernardino County, CA 92314
Open on Google Maps ↗Listed by: Genelle Rich · KELLER WILLIAMS BIG BEAR
Payment estimate
$5,156
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $69,900 · Loan: $629,100
- Principal & Interest
- $3,865
- Property tax (1.25%)
- $728
- Homeowners insurance
- $300
- Mortgage insurance
- $262
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Big Bear City home with as little as 3.5% down using an FHA loan — roughly $24,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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