1012 Kewen Street
San Fernando, CA, 91340
$950,000
Original list price: $1,100,000
MLS: 226001004
Beds
4
Baths
4
Sq Ft
1,721
Lot
0.11 ac
Year Built
1911
MLS #
226001004
Days on Market
104
Listed
Mar 4, 2026
Description
Welcome to 1012 Kewen St in San Fernando, a potential income-producing property offering multiple living spaces and incredible flexibility for homeowners and investors alike. The main residence features 4 bedrooms and 2 bathrooms with approximately 1,721 sq ft of living space, blending classic character with functional living. Originally built in 1911, the home sits on a 4,984 sq ft lot and offers plenty of potential for multi-generational living or rental income. In addition to the main home, the property includes a permitted guest house (ADU) with its own address, 1014 Kewen St, featuring 1 bedroom, 1 bathroom, a kitchen, and living area, plus a garage conversion, creating three separate living opportunities on one lot. This setup makes the property ideal for house-hacking, extended family living, or maximizing rental income. Located in the heart of San Fernando, the property is close to shopping, dining, schools, and major transportation routes. Whether you're looking for a primary residence with rental potential or a strong investment opportunity, this versatile property offers both immediate income possibilities and long-term upside.
Location
San Fernando, Los Angeles County, CA 91340
Open on Google Maps ↗Listed by: Keith Jacobson · Option Realty
Payment estimate
$7,061
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $95,000 · Loan: $855,000
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $5,415
- Property tax (1.25%)
- $990
- Homeowners insurance
- $300
- Mortgage insurance
- $356
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Fernando home with as little as 3.5% down using an FHA loan — roughly $33,250 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See San Fernando, CA 91340 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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