ActiveCondominium

1012 Peg Street

Ridgecrest, CA, 93555

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$199,999

MLS: HD26026257

Beds

2

Baths

1

Sq Ft

1,053

Lot

0.03 ac

Year Built

1973

MLS #

HD26026257

Days on Market

23

Listed

Feb 11, 2026

Description

Welcome to this charming 2 bedroom, 1.5 bath condo in Ridgecrest offering smart home features and an attached 2 car garage for added convenience. Ideally located just blocks from Highway 395 and minutes from the hospital, base, shopping, and dining. Nestled in a well-maintained community with access to a private swimming pool, this home combines comfort, convenience, and a prime central location perfect for easy everyday living. Perfect for essential workers and first time buyers!

Location

Ridgecrest, Kern County, CA 93555

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Listed by: Judgepreet Sond · Real Brokerage Technologies

Payment estimate

$1,648

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $20,000 · Loan: $179,999

%
Principal & Interest
$1,106
Property tax (1%)
$167
Homeowners insurance
$300
Mortgage insurance
$75
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Ridgecrest home with as little as 3.5% down using an FHA loan — roughly $7,000 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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