1012 Peg Street
Ridgecrest, CA, 93555
$199,999
MLS: HD26026257
Beds
2
Baths
1
Sq Ft
1,053
Lot
0.03 ac
Year Built
1973
MLS #
HD26026257
Days on Market
23
Listed
Feb 11, 2026
Description
Welcome to this charming 2 bedroom, 1.5 bath condo in Ridgecrest offering smart home features and an attached 2 car garage for added convenience. Ideally located just blocks from Highway 395 and minutes from the hospital, base, shopping, and dining. Nestled in a well-maintained community with access to a private swimming pool, this home combines comfort, convenience, and a prime central location perfect for easy everyday living. Perfect for essential workers and first time buyers!
Location
Ridgecrest, Kern County, CA 93555
Open on Google Maps ↗Listed by: Judgepreet Sond · Real Brokerage Technologies
Payment estimate
$1,648
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $20,000 · Loan: $179,999
- Principal & Interest
- $1,106
- Property tax (1%)
- $167
- Homeowners insurance
- $300
- Mortgage insurance
- $75
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Ridgecrest home with as little as 3.5% down using an FHA loan — roughly $7,000 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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