241 N Helena Street
Ridgecrest, CA, 93555
$189,999
MLS: SR26015782
Beds
3
Baths
1
Sq Ft
888
Lot
0.18 ac
Year Built
1952
MLS #
SR26015782
Days on Market
19
Listed
Jan 22, 2026
Description
Charming 3-bedroom, 1-bath Ridgecrest home featuring a generous, fully fenced yard with plenty of space to personalize. The third bedroom is a converted garage, currently used as a den, offering flexible living space to suit your needs.
Location
Ridgecrest, Kern County, CA 93555
Open on Google Maps ↗Listed by: Steffanie Stelnick · JSL Realty, Inc.
Payment estimate
$1,580
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $19,000 · Loan: $170,999
- Principal & Interest
- $1,051
- Property tax (1%)
- $158
- Homeowners insurance
- $300
- Mortgage insurance
- $71
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ridgecrest home with as little as 3.5% down using an FHA loan — roughly $6,650 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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