1013 16th Street 104
Santa Monica, CA, 90403
$1,490,000
MLS: 26837783
Beds
3
Baths
2
Sq Ft
1,701
Lot
0.17 ac
Year Built
1974
MLS #
26837783
Days on Market
1
Listed
Jun 11, 2026
Description
Ideally located in Santa Monica's highly coveted Wilshire-Montana neighborhood, this beautifully maintained townhome offers the perfect balance of coastal elegance, sophisticated design, and everyday convenience. Just moments from Montana Avenue's renowned boutiques, cafes, restaurants, fitness studios, and specialty markets, residents enjoy one of the Westside's most desirable lifestyles, with easy access to the beach, Brentwood, Palisades Village, parks, and top-rated schools. One of just 6 units within the building, the light-filled residence showcases soaring ceilings, expansive windows, and a thoughtfully designed floor plan featuring spacious living areas, terracotta tile flooring and vaulted ceilings in the bedrooms. The spacious living room features a fireplace and seamless access to a private outdoor space, providing ideal settings for al fresco dining, entertaining, or simply enjoying Santa Monica's year-round coastal climate. The kitchen is well-appointed with ample cabinetry, stainless steel appliances, and generous workspace, creating an ideal setting for both everyday living and entertaining. The expansive primary suite serves as a private retreat, complete with vaulted ceilings, generous closet space, and a private roof deck, and newly installed spa-like walk-in shower. Additional features include a private direct-access two-car garage, newer electrical, and newer flooring. This property is situated in an exceptional location within one of Santa Monica's most sought-after residential enclaves, offering the best of coastal living with unmatched access to shopping, dining, recreation, and the beach; a rare opportunity to own in one of Santa Monica's premier neighborhoods.
Location
Santa Monica, Los Angeles County, CA 90403
Open on Google Maps ↗Listed by: Richard Schulman · KW Westside Estates
Payment estimate
$11,715
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $149,000 · Loan: $1,341,000
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $8,494
- Property tax (1.25%)
- $1,552
- Homeowners insurance
- $300
- Mortgage insurance
- $559
- HOA dues
- $810
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $52,150 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Santa Monica, CA 90403 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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