1015 21st Street B
Santa Monica, CA, 90403
(No pictures available yet)
$1,450,000
MLS: 26789001
Beds
3
Baths
3
Sq Ft
1,700
Lot
0.38 ac
Year Built
1974
MLS #
26789001
Days on Market
8
Listed
Apr 24, 2026
Description
One of the best North of Wilshire locations, close to Franklin Elementary School and Montana Ave, Trader Joe's, Whole Foods, cafes, and shops. This is one of 4 very special rear townhouse units, offering total privacy and a rooftop deck with ocean views as the clouds clear. 12 units in all. 3 bedrooms and a downstairs den/ office, which could be a 4th bedroom by adding back in a closet. There is also a loft level, bonus area, which is your second option for an office. Dining room, plus eating area in the kitchen, plus atrium, offers 3 "where to eat" options. Living room with atrium and front patio has a gas fireplace. Central heat and air. The primary bedroom with adjoining bath has a vaulted ceiling and a nice walk-in closet. The downstairs den and laundry area add an additional 120 square feet and the upstairs loft probably another 100 feet as well. Total measurement (not guaranteed) should be approximately 1,700 sqft, making this an incredibly under market value. Low HOA $425/ month. Direct access side by side parking.
Location
Santa Monica, Los Angeles County, CA 90403
Open on Google Maps ↗Listed by: Ron Wynn · Compass
Payment estimate
$10,611
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $145,000 · Loan: $1,305,000
- Principal & Interest
- $8,257
- Property tax (1.25%)
- $1,510
- Homeowners insurance
- $300
- Mortgage insurance
- $544
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 21, 2026
- 30-year fixed
- 6.51%
- 15-year fixed
- 5.85%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $50,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Santa Monica, CA 90403 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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