10158 Kemper Avenue
Adelanto, CA, 92301
$459,800
MLS: CV26073734
Beds
4
Baths
3
Sq Ft
1,840
Lot
0.18 ac
Year Built
2025
MLS #
CV26073734
Days on Market
1
Listed
Apr 6, 2026
Description
Welcome to this newly constructed single-story home located in the growing community of Adelanto. Designed with functionality and everyday comfort in mind, the home features a well-balanced layout ideal for modern living and long-term use. Additional highlights include a tile roof, dual-pane windows, and a tankless water heater, offering durability, energy efficiency, and added value. The property is connected to public water and sewer, provides ample parking, and sits on a flat, easily accessible lot. Conveniently located within the Victor Valley Union School District and near local schools, shopping, and major roadways, this home presents a great opportunity for homeowners or investors seeking new construction in the High Desert. Potential grant assistance available for qualified buyers, ask for details.
Location
Adelanto, San Bernardino County, CA 92301
Open on Google Maps ↗Listed by: Deanna Vela · eXp Realty of Southern California Inc
Payment estimate
$3,494
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $45,980 · Loan: $413,820
- Principal & Interest
- $2,543
- Property tax (1.25%)
- $479
- Homeowners insurance
- $300
- Mortgage insurance
- $172
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Adelanto home with as little as 3.5% down using an FHA loan — roughly $16,093 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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