1021 12th Street 203
Santa Monica, CA, 90403
$675,000
MLS: 26864809
Beds
1
Baths
1
Sq Ft
804
Lot
0.34 ac
Year Built
1972
MLS #
26864809
Days on Market
2
Listed
Jul 30, 2026
Description
Welcome home to this beautifully renovated, move-in-ready one-bedroom condo offering an impressive 804 square feet of stylish living spaceexceptionally spacious for a one-bedroom. Perfectly positioned just two blocks from the vibrant shops and cafes of Montana Avenue and one block from Wilshire Boulevard, this prime location puts the best of Santa Monica dining, shopping, and everyday conveniences right at your doorstep, plus the beach and Santa Monica Bluffs are less than a mile away. Filled with natural light from its sought-after southwest exposure, the thoughtfully designed floor plan feels bright, open, and inviting. Recent upgrades include gorgeous luxury vinyl plank flooring, fresh designer paint, updated electrical outlets and switches, and elegant custom hardware, creating a contemporary yet timeless aesthetic throughout. The oversized primary bedroom offers abundant closet space, while a spacious built-in hallway cabinet provides additional storage for linens and everyday essentials. Meticulously maintained and thoughtfully upgraded, this turnkey residence is a rare opportunity to enjoy comfort, style, and an unbeatable location. As an added bonus, the building allows for the installation of an in-unit washer and dryer and a mini-split AC unit subject to HOA approval and buyer verification of installation requirements.
Location
Santa Monica, Los Angeles County, CA 90403
Open on Google Maps ↗Listed by: Stace Valnes · Create
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$5,622
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $67,500 · Loan: $607,500
Average 30-yr fixed rate 6.66% as of Jul 30, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,904
- Property tax (1.25%)
- $703
- Homeowners insurance
- $300
- Mortgage insurance
- $253
- HOA dues
- $462
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 30, 2026
- 30-year fixed
- 6.66%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $23,625 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Santa Monica, CA 90403 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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