10243 Saratoga Avenue
Montclair, CA, 91763
$648,000
MLS: AR26168109
Beds
3
Baths
1
Sq Ft
1,158
Lot
0.17 ac
Year Built
1955
MLS #
AR26168109
Days on Market
0
Listed
Aug 1, 2026
Description
This bright 3-bedroom ,1 bathroom Montclair home features an open floor plan ,hardwood flooring, and central air ,all on a large corner lot at a great price! Located on highly desirable Saratoga Ave, this home is near shopping, transportation, Saratoga Park and entertainment. Get ready for spacious living with large backyard with palm trees and plenty of space to expand for additional rooms or remodeling. The open floor plan connects living and dining areas. Get year round comfort with central air conditioning. There is plenty of parking with 2 car garage and large driveway. Make this the home to see today! Property sold in as is in present condition.
Location
Montclair, San Bernardino County, CA 91763
Open on Google Maps ↗Listed by: Tommy Han · IRN Realty
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,966
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $64,800 · Loan: $583,200
Average 30-yr fixed rate 6.66% as of Jul 30, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,748
- Property tax (1.25%)
- $675
- Homeowners insurance
- $300
- Mortgage insurance
- $243
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 30, 2026
- 30-year fixed
- 6.66%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Montclair home with as little as 3.5% down using an FHA loan — roughly $22,680 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Montclair, CA 91763 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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