1037 21st Street
Santa Monica, CA, 90403
$4,950,000
MLS: 24467563
Beds
4
Baths
5
Sq Ft
3,248
Lot
0.22 ac
Year Built
2020
MLS #
24467563
Days on Market
81
Listed
Dec 3, 2024
Description
Located in the highly desirable heart of Santa Monica, just moments from the bustling Montana Avenue, this luxury townhome at Terrapin Crossings epitomizes contemporary, refined living. Thoughtfully designed with exceptional craftsmanship, this newly constructed home boasts imported finishes, energy-efficient solar technology, and state-of-the-art smart-home features.Spanning over 3,300 square feet, the residence offers a spacious layout with four bedrooms, five bathrooms, and an expansive 1,000-square-foot rooftop deck. Perfect for entertaining, the rooftop features an outdoor kitchen, a solar panel trellis, and stunning views of the ocean and city.Inside, the home is defined by 10-foot ceilings and a bright, open floor plan accented by premium features such as floor-to-ceiling Fleetwood doors, electric skylights, Ortel fireplaces, and designer fixtures. The gourmet kitchen is a chef's dream, outfitted with Sub-Zero, Miele, and Wolf appliances. The tranquil primary suite includes a spa-inspired bathroom and a custom walk-in closet for ultimate luxury.Built with sustainability in mind, the property includes dual Tesla storage batteries, an oversized private garage with an EV charging station, and a robust security system. This exceptional residence is within close proximity of Santa Monica's premier shopping and dining, offering a rare opportunity to enjoy the best of coastal living.
Location
Santa Monica, Los Angeles County, CA 90403
Open on Google Maps ↗Listed by: Tomer Fridman · Christie's International Real Estate SoCal
Payment estimate
$34,685
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $495,000 · Loan: $4,455,000
- Principal & Interest
- $27,372
- Property tax (1.25%)
- $5,156
- Homeowners insurance
- $300
- Mortgage insurance
- $1,856
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $173,250 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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