1037 21st Street
Santa Monica, CA, 90403
$4,950,000
MLS: 25504661
Beds
4
Baths
5
Sq Ft
3,248
Lot
0.22 ac
Year Built
2022
MLS #
25504661
Days on Market
4
Listed
Feb 28, 2025
Description
Nestled in one of the most exclusive areas of Santa Monica, this exceptional townhome blends luxury with convenience, just steps from the sought-after Montana Avenue. A standout feature of this home is its expansive private backyard and secluded rooftop deck, offering ideal spaces for relaxation and entertaining. Expertly designed, this newly built residence is adorned with high-end finishes, eco-friendly solar technology, and cutting-edge smart-home capabilities. Spanning nearly 3,300 square feet, the thoughtfully laid-out interior includes four bedrooms and five bathrooms, with a stunning 1,000-square-foot rooftop deck perfect for gatherings. The rooftop deck is equipped with an outdoor kitchen, a solar panel trellis, and offers spectacular city views. Inside, the home is characterized by 10-foot ceilings, a bright open floor plan, and luxurious features such as floor-to-ceiling Fleetwood doors, automatic skylights, Ortel fireplaces, and modern fixtures. The main floor features the main living space, an open style gourmet kitchen, perfect for culinary enthusiasts, with top-of-the-line Sub-Zero, Miele, and Wolf appliances. You will also find a first floor bedroom with access to a private outdoor area as well as a full and 1/2 bathrooms. The second floor houses the primary suite with a spa-like bathroom and custom walk-in closet, along with two additional bedrooms and a modern bathroom. Designed with sustainability in mind, the property includes dual Tesla storage batteries, a spacious private garage with an EV charging station, and a comprehensive security system. Additionally, there is a four-car garage and a bonus room with a half bathroom on the basement level. This townhome combines every modern convenience with the feel of a private single-family home. It's a rare and unique opportunity you won't want to miss, offering the height of coastal living in one of Santa Monica's most coveted neighborhoods within the desirable Franklin school district.
Location
Santa Monica, Los Angeles County, CA 90403
Open on Google Maps ↗Listed by: Margaux Glaser · Compass
Payment estimate
$34,685
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $495,000 · Loan: $4,455,000
- Principal & Interest
- $27,372
- Property tax (1.25%)
- $5,156
- Homeowners insurance
- $300
- Mortgage insurance
- $1,856
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $173,250 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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