1038 E J Street
Ontario, CA, 91764
$699,000
MLS: HD26160917
Beds
3
Baths
1
Sq Ft
973
Lot
0.17 ac
Year Built
1947
MLS #
HD26160917
Days on Market
5
Listed
Jul 23, 2026
Description
Extensively Rebuilt with Fully Permitted Reconstruction! Turn-key, energy-efficient, and meticulously reconstructed, this exceptional home offers the confidence and performance of near-new construction in an established neighborhood. This rare opportunity has undergone an extensive, fully permitted reconstruction, with nearly every major component replaced within the last three years. Unlike a typical cosmetic remodel, this home was rebuilt for quality, longevity, comfort, and energy efficiency. Even better, the home has never been lived in since the reconstruction was completed, meaning the new systems, finishes, and fixtures have never been used. Major improvements include complete structural reframing, a new roof, dual-pane energy-efficient windows, completely new electrical and plumbing systems, new high-efficiency HVAC system, tankless water heater, upgraded insulation in the walls, ceilings, and garage, new exterior stucco, and new concrete walkways. Inside, you'll find an inviting open floor plan featuring luxury vinyl plank flooring throughout the living areas and bedrooms, tile flooring in the bathroom and laundry room, LED recessed lighting, ceiling fans, indoor laundry, and a beautifully designed kitchen with a large island, quartz countertops, contemporary cabinetry, and stylish finishes. The insulated and drywalled garage includes built-in cabinetry for additional storage and workspace. Outside, enjoy mature landscaping, an inviting front patio, fruit-bearing fig, lemon, lime, mandarin, and kumquat trees, block-wall fencing, and two separate driveway access points offering additional parking for recreational vehicles, trailers, boats, or guests. Unlike many remodeled homes, the expensive infrastructure has already been replaced. The structural framing, roof, electrical, plumbing, HVAC, tankless water heater, windows, insulation, stucco, and concrete have all been replaced within the last three years, providing years of reduced maintenance, lower operating costs, and improved energy efficiency. This is far more than a cosmetic renovation—it's an extensively reconstructed home that delivers the peace of mind and performance of newer construction while preserving the charm of an established Ontario neighborhood.
Location
Ontario, San Bernardino County, CA 91764
Open on Google Maps ↗Listed by: Jennifer Irvin · RE/MAX FREEDOM
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$5,300
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $69,900 · Loan: $629,100
Average 30-yr fixed rate 6.58% as of Jul 23, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,009
- Property tax (1.25%)
- $728
- Homeowners insurance
- $300
- Mortgage insurance
- $262
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 23, 2026
- 30-year fixed
- 6.58%
- 15-year fixed
- 5.96%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ontario home with as little as 3.5% down using an FHA loan — roughly $24,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Ontario, CA 91764 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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