Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
ActiveSingle Family Residence

10401 N Loop Boulevard

California City, CA, 93505

1 / 49View all 49 photos

$389,950

MLS: 25009240

Beds

4

Baths

3

Sq Ft

2,056

Lot

0.25 ac

Year Built

2026

MLS #

25009240

Days on Market

136

Listed

Dec 11, 2025

Description

Experience the pinnacle of modern luxury in this newly built 2026 single-story estate--an exceptional residence showcasing elevated design, premium upgrades, and craftsmanship that surpasses neighboring new builds. With 2,056 sq ft of refined living space and over 3,100 sq ft under roof, the home offers impressive scale and comfort at every turn. From the moment you enter, sophistication is evident. The expansive living room--brightened by natural light and elegant recessed lighting--flows into a chef's kitchen crafted for both beauty and performance. Anchored by an oversized island, the kitchen features premium quartz surfaces, high-end stainless steel appliances, modern cabinetry with LED under-cabinet lighting, a designer mosaic backsplash, and a chef's pot filler. The generous dining area creates a refined setting for everyday meals or upscale entertaining. The private primary suite is a serene retreat with a spacious walk-in closet and calming atmosphere. Bathrooms offer contemporary cabinetry, sleek quartz countertops, and high-end fixtures. Throughout the home, rich laminate flooring and curated lighting--including wall-mounted bedroom sconces--elevate the ambiance. Functionality meets luxury with substantial enhancements: four bedrooms, 2.5 baths, prewiring for ceiling fans in bedrooms, living room & patio, RV access with a 12-foot double gate, a 283-sq-ft covered patio, a 572-sq-ft insulated garage, and a 232-sq-ft front porch. Additional upgrades include an upgraded appliance package, kitchen and island LED strip lighting, and a fully owned solar system delivering meaningful energy savings. Step outside to enjoy the extended patio, RV access, new fencing for privacy, and a pristine neighborhood feel enhanced by surrounding new construction. Ideally situated near local conveniences, Tierra Del Sol Golf Course, and Central Park--with its Arts & Community Center, Dog Park, Senior Center--this home offers both luxury and lifestyle. Furniture AI Genera

Location

California City, Kern County, CA 93505

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Listed by: Joyce Mahoney · The Ames Group

Payment estimate

$2,928

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $38,995 · Loan: $350,955

%
Principal & Interest
$2,156
Property tax (1%)
$325
Homeowners insurance
$300
Mortgage insurance
$146
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this California City home with as little as 3.5% down using an FHA loan — roughly $13,648 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

USDA Rural Development — 100% Financing

ZIP code 93505 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in California City. Check your household income eligibility at eligibility.sc.egov.usda.gov.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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