9957 Susan
California City, CA, 93505
$357,000
MLS: CV25245577
Beds
3
Baths
2
Sq Ft
1,780
Lot
0.24 ac
Year Built
1989
MLS #
CV25245577
Days on Market
181
Listed
Oct 22, 2025
Description
DOUBLE CORNER LOTS WITH PLENTY OF ROOM FOR STORAGE. 3 bedrooms + 2 full bathrooms on natural gas. Home offers office (bonus room) and indoor laundry. Large great room with wood burning fireplace and custom flooring throughout. Lovely paint color throughout home. Beautiful kitchen with quartz countertops, stainless steel appliances, and oversized breakfast bar. Large covered/enclosed patio with gas burning fireplace and radiant heating is wonderful for year-round outdoor living. Front and backyard nicely landscaped with large above ground pool with deck in the back. Backyard features are an enclosed garden with sprinkler system. Oversized 2 car garage has an industrial sink and workbench.
Location
California City, Kern County, CA 93505
Open on Google Maps ↗Listed by: Peggy McAdams · DESERT ROSE REALTY
Payment estimate
$2,705
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $35,700 · Loan: $321,300
- Principal & Interest
- $1,974
- Property tax (1%)
- $298
- Homeowners insurance
- $300
- Mortgage insurance
- $134
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this California City home with as little as 3.5% down using an FHA loan — roughly $12,495 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93505 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in California City. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
See California City, CA 93505 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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