ActiveSingleFamilyResidence

10430 Palo Alto

Rancho Cucamonga, CA, 91730

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$750,000

MLS: IV26091516

Beds

3

Baths

2

Sq Ft

1,365

Lot

0.16 ac

Year Built

1977

MLS #

IV26091516

Days on Market

15

Listed

Apr 28, 2026

Description

Desirable single-story home on a spacious corner lot, offering 3 bedrooms and 2 bathrooms with a bright, open-concept layout. The inviting living room features soaring ceilings and a cozy fireplace, creating a warm and welcoming ambiance. The upgraded kitchen is beautifully appointed with white quartz countertops, crisp white cabinetry, and both a breakfast bar and a sunny breakfast nook for casual dining. The private owner’s suite includes a sliding glass door with direct backyard access, while the en-suite bathroom features a granite vanity and a walk-in shower. Two additional bedrooms share a full bathroom with granite countertops and a shower/tub combination. Additional conveniences include an interior laundry room, a two-car attached garage, and an extended driveway for ample parking. Step outside to a generous backyard with lush landscaping and mature fruit trees, perfect for entertaining, relaxing, or cultivating your own garden. The gated front yard enhances privacy and offers a charming patio and garden space. Ask about the 100% LTV financing program this home may qualify for, offering no down payment, loan amounts up to $832,750, no mortgage insurance, and income limits up to 150% of AMI. Buyer to verify program qualifications and eligibility with lender.

Location

Rancho Cucamonga, San Bernardino County, CA 91730

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Listed by: CRYSTAL HOGGARD · EXP REALTY OF CALIFORNIA INC

Payment estimate

$5,571

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $75,000 · Loan: $675,000

%
Principal & Interest
$4,209
Property tax (1.25%)
$781
Homeowners insurance
$300
Mortgage insurance
$281
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Today's Rates

As of May 7, 2026

30-year fixed
6.37%
15-year fixed
5.72%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Rancho Cucamonga home with as little as 3.5% down using an FHA loan — roughly $26,250 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.