105 Smoke Tree Avenue
Oak Park, CA, 91377
$1,299,900
MLS: 226001651
Beds
5
Baths
3
Sq Ft
2,561
Lot
0.19 ac
Year Built
1972
MLS #
226001651
Days on Market
7
Listed
Apr 10, 2026
Description
Located in the desirable community of Oak Park, this 5-bedroom, 3-bathroom home offers 2,561 square feet of living space on an 8,571 square foot corner lot--an opportunity to get into a great neighborhood with strong long-term value.As you enter, you'll notice the high ceilings and natural light coming through the skylights, giving the space an open and airy feel. The entry leads into a step-down living room that connects to the formal dining area, creating a layout that works well for both everyday living and hosting.The kitchen features freshly painted cabinets, generous counter space, and plenty of storage, along with a peninsula that's ideal for casual meals or a functional workspace. Just off the kitchen is a casual dining area that opens to the family room, making it easy to stay connected throughout the main living spaces.A full bedroom and bathroom are located downstairs, offering flexibility for guests, a home office, or extended family. The downstairs has also been freshly painted, adding a clean and updated feel.Upstairs, the primary suite includes a spacious bedroom, ensuite bathroom, and walk-in closet. Three additional bedrooms are located upstairs and are complemented by a full hall bathroom.The backyard includes a covered patio, pool, and usable space to enjoy the outdoors and Southern California weather.Located within the Oak Park school district, known for its highly rated schools, and close to local parks, trails, and community amenities, this home offers a solid foundation in a well-regarded area, with room to make it your own over time.
Location
Oak Park, Ventura County, CA 91377
Open on Google Maps ↗Listed by: Mark Moskowitz Team · Keller Williams Westlake Village
Payment estimate
$9,330
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $129,990 · Loan: $1,169,910
- Principal & Interest
- $7,188
- Property tax (1.25%)
- $1,354
- Homeowners insurance
- $300
- Mortgage insurance
- $487
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oak Park home with as little as 3.5% down using an FHA loan — roughly $45,497 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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