$620,000
MLS: TR26159313
Beds
3
Baths
3
Sq Ft
1,542
Lot
0.02 ac
Year Built
2022
MLS #
TR26159313
Days on Market
11
Listed
Jul 21, 2026
Description
Beautifully maintained condominium located in the highly sought-after The Row at Terra Vista community in Rancho Cucamonga. Built in 2022, this contemporary residence offers 3 spacious bedrooms, 2.5 bathrooms, and a versatile second-floor bonus room that can easily serve as a home office, media room, playroom, or additional family living area. The thoughtfully designed open floor plan is filled with natural light and seamlessly connects the living, dining, and kitchen areas, creating an inviting space for both everyday living and entertaining. The stylish kitchen features modern cabinetry, sleek countertops, stainless steel appliances, and a large island perfect for meal preparation or casual dining. A bedroom and full bathroom on the main level provide flexibility for guests or multi-generational living. Residents of The Row enjoy access to exceptional resort-style amenities, including a sparkling swimming pool, fitness center, elegant clubhouse, children's playground, and recreational areas with ping pong tables, offering activities for all ages. Ideally situated with convenient access to the I-15 Freeway, this home is just minutes from Victoria Gardens, one of the Inland Empire's premier shopping, dining, and entertainment destinations. Daily errands are effortless with 99 Ranch Market, Target, Costco, grocery stores, restaurants, parks, and top-rated schools all nearby. Whether you're looking for your first home, upgrading your lifestyle, or seeking a low-maintenance property in a prime location, this move-in ready residence offers the perfect blend of style, comfort, and convenience. Don't miss this wonderful opportunity to own a nearly new home in one of Rancho Cucamonga's most desirable communities!
Location
Rancho Cucamonga, San Bernardino County, CA 91730
Open on Google Maps ↗Listed by: Xander Chan · Pinnacle Real Estate Group
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$5,108
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $62,000 · Loan: $558,000
Average 30-yr fixed rate 6.66% as of Jul 30, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,586
- Property tax (1.25%)
- $646
- Homeowners insurance
- $300
- Mortgage insurance
- $233
- HOA dues
- $344
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 30, 2026
- 30-year fixed
- 6.66%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Rancho Cucamonga home with as little as 3.5% down using an FHA loan — roughly $21,700 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Rancho Cucamonga, CA 91730 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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