Under ContractSingleFamilyResidence

106 Peppertree

Monrovia, CA, 91016

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$958,000

MLS: WS26121438

Beds

4

Baths

3

Sq Ft

2,035

Lot

0.06 ac

Year Built

2000

MLS #

WS26121438

Days on Market

5

Listed

Jun 4, 2026

Description

Nestled in a quiet and well-maintained Monrovia community near the Arcadia border, this exceptional detached PUD, built in 2000, offers the perfect blend of privacy, contemporary elegance, and everyday comfort. Featuring 4 bedrooms, 2.5 bathrooms, and a thoughtfully designed two-story floor plan, this beautifully upgraded residence showcases soaring ceilings, abundant natural light, and quality finishes throughout. The dramatic living room is highlighted by impressive double-height ceilings, creating a bright and airy atmosphere ideal for both everyday living and entertaining. Engineered wood flooring, recessed lighting, skylights, and custom window coverings add warmth and sophistication throughout the home. Designed with both style and functionality in mind, the chef-inspired kitchen features sleek high-gloss cabinetry with soft-close drawers, Caesarstone quartz countertops, a contemporary glass-style backsplash, Blanco sink, Grohe faucet, stainless steel appliances, abundant storage, and a spacious countertop that opens seamlessly to the inviting family room with a cozy fireplace. Upstairs, the expansive primary suite serves as a private retreat, offering high ceilings and a luxurious spa-inspired bathroom with dual vanities, a freestanding soaking tub, oversized walk-in shower, designer tile finishes, and a heated smart toilet with remote control. Completing the suite is an impressive Hollywood-style walk-in closet with custom built-in cabinetry and a dedicated make-up area. Additional highlights include central air and heat, an attached two-car garage with direct access, and a private enclosed yard with automatic sprinklers, providing an ideal space for relaxing or entertaining. Low HOA dues enhance the appeal of this exceptional property. Ideally located near Old Town Monrovia, fine dining, shopping, parks, top-rated schools, and the Metro A Line station, this meticulously maintained home offers a rare opportunity to enjoy modern living in one of Monrovia's most desirable neighborhoods.

Location

Monrovia, Los Angeles County, CA 91016

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Listed by: SHEENA CHOU · Pinnacle Real Estate Group

Payment estimate

$7,253

/ month (est.)

Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $95,800 · Loan: $862,200

%

Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.

$/ mo
Principal & Interest
$5,461
Property tax (1.25%)
$998
Homeowners insurance
$300
Mortgage insurance
$359
HOA dues
$135
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Jun 11, 2026

30-year fixed
6.52%
15-year fixed
5.84%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Monrovia home with as little as 3.5% down using an FHA loan — roughly $33,530 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

See Monrovia, CA 91016 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.