ActiveSingleFamilyResidence

430 W Walnut Avenue W

Monrovia, CA, 91016

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$1,048,000

MLS: WS26072920

Beds

3

Baths

3

Sq Ft

1,990

Lot

0.06 ac

Year Built

1990

MLS #

WS26072920

Days on Market

10

Listed

Apr 8, 2026

Description

430 W Walnut Avenue is a beautiful traditional home located in one of the sought after neighborhoods in Monrovia. This modern spacious two-story home is presented in turn key condition. Nestled on a quiet street with only four units, this home is only a few minutes from old town Monrovia, close to schools, parks, grocery markets, restaurants, shops and minutes' drive to the restaurants and shops in Arcadia. Built in 1990 with an L shaped backyard, this cozy home offers 1990 sqft living space with three bedrooms, three baths and one office/study, which can be used as another bedroom if needed as the closet and a full bath are just across the hallway. Entering from the front door, the high-ceiling living room greets you to the formal dining area. The kitchen is conveniently located next with granite counter tops and breakfast bar open to the family room. The French sliding doors in the family room with gas operated fireplace, leads out to the spacious back patio/yard with fruit trees. The L-shaped backyard is big enough to host BBQ parties for entertaining. Upstairs, the current owner tastefully converted the middle bedroom into a walk-in closet for the primary en-suite (the seller will show how to convert it back to be a bedroom if needed). So, there are two spacious en-suites upstairs with linen closets and space for a desk on the hallway. The primary suite, bath with double sink vanity, separate shower/bathtub/toilet, also has access to the south facing balcony. The 2-car attached garage is spacious with lots of storage space and cabinets as well as the hook-up for washer and dryer. The water softener system is also in the garage. The entire upstairs is carpeted and downstairs with laminated hardwood floors. The roof was replaced a year ago. This is a sweet and well kept home with bright natural light. The self-managed HOA-Walnut Ave. HOA (4 families have taken turns to collect and pay the bills for trash and water, backflow check and occasional driveway improvement) is incredibly low in maintenance for only $125 per month. Don't miss this opportunity to own this sweet home in turn-key condition in a very peaceful, friendly and safe location in Monrovia.

Location

Monrovia, Los Angeles County, CA 91016

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Listed by: JOYCE ZHAO · HUNTINGTON REALTY GROUP CO.

Payment estimate

$7,580

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $104,800 · Loan: $943,200

%
Principal & Interest
$5,795
Property tax (1.25%)
$1,092
Homeowners insurance
$300
Mortgage insurance
$393
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Monrovia home with as little as 3.5% down using an FHA loan — roughly $36,680 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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